( Pretoria, 11 February 2026 ) The Credit Association of South Africa (CASA) has flagged that South Africa’s non-bank credit sector is facing a growing sustainability crisis. It reports that regulated credit fees and charges remain frozen under a framework that has not been meaningfully reviewed in over a decade. This is despite sharp increases in compliance costs, operating expenses, and consumer risk.   “The current structure of regulated fees under the National Credit Act

(Pretoria, 02 February 2026)  – The Credit Association of South Africa (CASA), the national industry body representing South Africa’s non-bank credit sector, is calling on consumers to approach debt counselling responsibly and to engage their credit providers as a first step before entering a formal legal process. CASA emphasises that debt counselling is a vital consumer-protection mechanism for genuinely over-indebted households, but it is not designed as a convenience or co