OPINION EDITORIAL Exclusion does not mean protection By Leonie van Pletzen, CEO of CASA South Africa’s National Credit Act was designed to protect vulnerable borrowers from exploitation, over-indebtedness and opaque lending practices. That objective remains as important today as it was at the Act’s inception. But in one critical respect, our regulatory framework is no longer aligned with economic reality and the consequences are increasingly visible at the margins of the form

( Pretoria, 11 February 2026 ) The Credit Association of South Africa (CASA) has flagged that South Africa’s non-bank credit sector is facing a growing sustainability crisis. It reports that regulated credit fees and charges remain frozen under a framework that has not been meaningfully reviewed in over a decade. This is despite sharp increases in compliance costs, operating expenses, and consumer risk.   “The current structure of regulated fees under the National Credit Act

(Pretoria, 02 February 2026)  – The Credit Association of South Africa (CASA), the national industry body representing South Africa’s non-bank credit sector, is calling on consumers to approach debt counselling responsibly and to engage their credit providers as a first step before entering a formal legal process. CASA emphasises that debt counselling is a vital consumer-protection mechanism for genuinely over-indebted households, but it is not designed as a convenience or co

PRESS RELEASE    (Johannesburg, 22 September 2025) – MicroFinance South Africa (MFSA) has expressed concern about the rapid growth of Buy...